Strategic Debt Capital for Growth and Flexibility
In the corporate finance toolkit, debt is a powerful instrument. When structured correctly, it provides the capital for growth, acquisitions, and shareholder liquidity without diluting ownership. The private credit market has emerged as a dynamic and flexible alternative to traditional bank lending, offering bespoke solutions tailored to a company's unique needs.
At Arrowbanc Advisory, we specialize in structuring and sourcing debt capital from the sophisticated private credit market. We act as independent advisors, architecting financing solutions that align with your strategic objectives. We connect growth-stage and mid-market companies with a global network of private credit funds, direct lenders, and other institutional investors to secure optimal terms for your business.
Who We Partner With
Our private credit advisory services are designed for established businesses with predictable cash flows.
Growth-Stage Companies: You are a profitable, scaling business seeking growth capital for expansion, new product development, or strategic initiatives without wanting to issue additional equity.
Mid-Market Companies: You require financing for a shareholder dividend (recapitalization), an acquisition, a management buyout, or to refinance existing, more restrictive debt facilities.
Private Equity-Backed Companies: You are a portfolio company seeking to optimize your capital structure with add-on acquisition financing, a dividend recapitalization, or other specialized debt solutions.
Our Private Credit Advisory Services
We provide end-to-end advisory to secure a wide range of non-dilutive financing solutions.
Senior Debt & Unitranche Facilities: We arrange for primary debt facilities, including senior secured loans and unitranche loans (a hybrid of senior and subordinated debt from a single lender) that offer simplicity and speed of execution.
Subordinated & Mezzanine Debt: For companies seeking capital with more flexible terms, we arrange for subordinated debt or mezzanine financing, which often includes an equity kicker (like warrants) and sits below senior debt in the capital stack.
Acquisition Financing: We structure the debt portion of an acquisition, enabling you to finance a strategic purchase with a tailored package from one or more lenders.
Dividend Recapitalizations: We help business owners achieve partial liquidity by raising new debt against the company's cash flow, the proceeds of which are used to pay a special dividend to shareholders.
Asset-Based Lending (ABL): We arrange for credit facilities secured by a company's assets, such as accounts receivable, inventory, and equipment, providing a flexible source of working capital.
Our Methodology: A Disciplined Path to Credit Placement
Our process is designed to optimize terms and ensure execution certainty in the private credit market.
Phase 1: Needs Assessment & Financial Analysis: We begin with a thorough analysis of your business, cash flows, and capital needs. We determine your company's debt capacity and model various financing structures to identify the optimal solution.
Phase 2: Preparation of Marketing Materials: We prepare a detailed Confidential Information Memorandum (CIM) and other marketing documents that present a compelling credit story to potential lenders, highlighting your company's strengths and stable cash flows.
Phase 3: Targeted Lender Outreach: Leveraging our network of global and domestic private credit funds and direct lenders, we run a confidential and competitive process to solicit financing proposals (term sheets) from the most suitable capital providers.
Phase 4: Negotiation & Closing: We assist you in analyzing and comparing term sheets, negotiating key terms such as interest rates, covenants, and amortization. We provide hands-on support through the lender's due diligence process to ensure a smooth and timely closing of the transaction.
The Arrowbanc Edge in Private Credit
Independent & Unconflicted Advice: As your advisor, our only goal is to secure the best possible terms for you. We are not beholden to any single lender, ensuring a competitive process.
Access to a Deep Lender Network: We maintain strong relationships with a wide array of non-bank lenders, from large global credit funds to specialized niche players.
Expertise in Structuring & Negotiation: Our team has deep experience in credit analysis and negotiating covenant packages, ensuring your financing provides operational flexibility.
Secure Your Strategic Financing
If you are exploring debt financing to fuel your company's growth or achieve shareholder objectives, let's have a confidential discussion. We can help you navigate the private credit market with confidence.